Singapore Fintech Festival (SFF) 2025 is returning from November 12 to 14, 2025, bringing together thousands of global leaders in finance, technology, and policy to explore the future of finance. This year’s edition, organized by the Monetary Authority of Singapore (MAS), Global Finance and Technology Network and Constellar, in collaboration with the Association of Banks in Singapore, will mark the festival’s 10th anniversary, celebrating a decade of growth and innovation in fintech.
Themed “Shaping the Next Decade of Growth,” SFF 2025 will discuss how artificial intelligence (AI), tokenization, and quantum computing can be harnessed to promote a secure and efficient global financial system. It will gather senior ministers, central bank governors, policymakers, industry and technology leaders for keynotes, panels, roundtables, and curated meetups.
Key sessions at SFF 2025
SFF 2025 will feature over 70 focused sessions exploring how AI, tokenization, and quantum computing can transform global finance over the next decade. Discussions will delve into AI’s role in transforming risk management, regulatory compliance, financial inclusion, tokenization’s potential to enhance capital market efficiencies, and how cybersecurity and encryption standards will need to evolve given advances in quantum computing.
Topics will be anchored around three themes:
New Payments Settlement Layer:
- Explore how stablecoins, central bank digital currencies (CBDCs), and tokenized deposits are reshaping payment infrastructure and settlement systems;
- Get insights on regulatory frameworks shaping digital money adoption across major markets; and
- Discuss the creation of open and interoperable networks to enable cooperative global development of tokenized financial systems.
New Intelligence Financial Systems:
- Explore what’s emerging in AI innovation such as agentic AI and small language models and how institutions are scaling AI strategies from pilots to production;
- See how banks are integrating AI into legacy infrastructure while managing operational risk, regulatory requirements, and ethical considerations; and
- Hear from regulators and financial institutions on AI governance frameworks, regulatory approaches across major markets, and practical implementation challenges.
New Encryption Architecture:
- Learn how institutions are building quantum-safe systems to protect data and critical infrastructures;
- Understand the global standards and policies shaping the transition to quantum-resilient finance; and
- Explore how quantum computing could unlock new business potential and competitive advantage.
Among the marquee sessions, “Central Banking: Preparing for the Next Decade of Transformation” will feature perspectives of central bank governors from different parts of the world to discuss how institutions are adapting to AI, tokenization, and quantum computing while maintaining monetary and financial stability. Speakers will include H.E. Dr. Chea Serey, Governor, National Bank of Cambodia; Dr. Joachim Nagel, President, Deutsche Bundesbank; Michael Barr, Board of Governors, Federal Reserve Board; and Tommaso Mancini-Griffoli, Assistant Director, Monetary and Capital Markets Department, International Monetary Fund.
The “C-Suite Insights: Roadmap for AI in Financial Services” will explore how AI will reshape financial services, driving significant innovation, enhancing risk management and fostering resilient, inclusive and secure digital finance. Participants will get to hear from leading industry thought-leaders on the emerging trends, implications in practice, critical challenges and strategic directions for sector evolution, and learn how you might navigate the evolving financial landscape and harness AI for sustainable growth.
Speakers will include:
- Craig Vosburg, Chief Services Officer, Mastercard;
- Javier Pérez-Tasso, Chief Executive Officer, Swift;
- Tan Su Shan, Chief Executive Officer, DBS Bank;
- Yang Peng, Chief Executive Officer, Ant International;
- Yoshihiro Hyakutome, Deputy President Executive Officer, Co-Head of Global Banking Unit, Sumitomo Mitsui Banking Corporation (SMBC); and
- Kfir Godrich, Founder, mAIndfulness.
The “Digital Money: How Forward-Looking Institutions Are Managing Risks and Seizing Opportunities” session will explore how digital money is moving from fringe to mainstream, presenting new opportunities and risks for traditional financial institutions. This session will convene speakers from forward-looking institutions that are leveraging digital money, programmable payments, and blockchain-based settlement systems to explore. These will include Cuy Sheffield, Head of Crypto, Visa; Mishal Ruparel, Chief Commercial Officer, Banking Circle; Naveen Mallela, Global Co-head of Kinexys, J.P. Morgan; and Elise Soucie Watts, Executive Director, Global Digital Finance.
The “Agentic Commerce: Solving for Trust, Transparency, and Building Commercial Models” session will bring together leaders from technology, networks, and merchant services to explore how agentic AI is reshaping the payments stack. Speakers from Google, Ant International, and Visa will discuss how AI systems are moving beyond automation to autonomous decision-making and how businesses can balance innovation with governance.
In “Digital Wealth for an Inclusive Future: How and which technologies are driving transformation across the wealth continuum”, experts from BlackRock, Bank Julius Baer & Co., and Endowus will explore how AI-driven platforms, robo-advisors, and micro-investing tools can expand financial access while ensuring sustainable and equitable outcomes.
Additional sessions will examine AI-driven cybersecurity, tokenization in capital markets, regulatory harmonization in digital assets, and preparations for “Q-Day”, the era of quantum migration in finance. Each session will contribute to the festival’s overarching theme of shaping the next decade of financial growth through collaboration, resilience, and innovation.
Other highlights of SFF 2025
In addition to the main conference program, SFF 2025 will feature a wide range of events to delve deeper into critical topics, facilitate networking, and foster partnerships between policymakers, investors, innovators, and financial institutions.
The Global Fintech Hackcelerator, organized by MAS in partnership with the Global Finance and Technology Network, will spotlight the boldest early-stage innovators transforming financial services. At SFF 2025, the finalists will step into the spotlight to pitch at Demo Day for a S$240,000 prize pool, investor backing, and the chance to pilot their solutions with industry giants.
The SFF Fintech Excellence Awards will recognize innovative fintech solutions that have been instrumental in transforming fintech industry practices and spearheading the use of novel technologies in creating new growth opportunities, promoting financial inclusion and enhancing the delivery of financial services.
The Insights Forum, an by-invitation forum, will convene regulators, policymakers, industry leaders, and investors for outcome-focused leadership dialogues and exclusive networking. As a prelude to SFF 2025, this forum will be held on November 10 and 11, at the Sands Expo and Convention Centre.
The Capital Meets Policy Dialogue will provide a platform for policymakers and major capital providers to discuss issues affecting investment, value creation, and public policy.
Complementing these will be the Founders Peak, Investor Hours, the Innovation Lab Crawl, and SFF MeetUp, bringing together capital, ideas, and talent to boost collaboration and growth.
SFF is a leading fintech event held annually in Singapore that brings together the global fintech community to engage, connect and collaborate on issues relating to the development of financial services, public policy and technology. Last year, SFF brought together 65,000 participants from 134 countries and regions.
Fintech News Readers will enjoy a 20% off delegate passes with the promo code: SFFSMPFNN.
Register here: https://bit.ly/4o4RgXS
Featured image: Edited by Fintech News Singapore, based on image by EyeEm via Freepik
