ACI Worldwide has unveiled ACI Connetic, a new cloud-native platform designed to streamline payment processing for banks and financial institutions.
The platform integrates multiple payment types, including Swift cross-border payments, real-time gross settlement systems like Target2, and SEPA Instant payment networks such as RT1 and TIPS.
ACI said additional capabilities will be added over time.
ACI Connetic combines account-to-account transactions, card payments, and AI-powered fraud prevention into a single platform.
The company said this unified approach can help financial institutions reduce complexity, improve efficiency, and modernise legacy payment systems.
The platform is reportedly already gaining traction in Europe and the United States.
ACI said its modular architecture and open APIs make it easier to integrate with existing systems and accelerate deployment timelines.
It is aimed at financial institutions of all sizes, particularly those seeking to upgrade infrastructure quickly without compromising on scale or security.
To support the platform’s capabilities, ACI is working with major clearing and settlement bodies including the Bank of England, Pay.UK, the European Central Bank, EBA Clearing, Stet, Swift, the Federal Reserve, and The Clearing House.
“We built ACI Connetic to give banks a future-proof foundation to meet the ever-increasing demand for faster, smarter and secure payments.
Built for scalability, intelligence and resilience, ACI Connetic empowers banks to reduce complexity, accelerate product innovation and deliver new solutions to their customers in an unprecedented way and at unprecedented speed.”
said Scotty Perkins, Head of Product for Banking and Intermediaries at ACI Worldwide.
“ACI Connetic is not just a new product, it is a new standard for how banks must operate in the digital economy and approach payments transformation.
Against the backdrop of increasing payments complexity, the rise of new technologies and a shifting regulatory environment, ACI Connetic empowers financial institutions to unlock new revenue opportunities and navigate compliance in order to drive growth and financial inclusion.”
said Thomas Warsop, President and CEO of ACI Worldwide.
Featured image: Edited by Fintech News Singapore, based on image by ttonaorh via Freepik
