Payments solution provider BPC and Visa are bringing a new level of flexibility to Vietnam’s payments scene, allowing cardholders to toggle between debit, credit, installments, or rewards on a single card.
The launch, supported by BPC’s SmartVista platform, is among the first Visa Flexible Credential rollouts in Vietnam.
It allows financial institutions to issue cards that let consumers instantly choose how they want to pay, whether through debit, credit, Buy Now Pay Later installments such as pay-in-four, or by redeeming rewards points.
The initiative is part of BPC’s wider collaboration with Visa to accelerate digital payment transformation across Asia Pacific, beginning with Vietnam.
Alongside greater choice, the technology is also designed to simplify multi-currency transactions, support better budgeting, enable smarter use of rewards, and improve spend management.
Following the Vietnam rollout, BPC and Visa plan to extend Flexible Credential deployments to other markets in the region in the coming months.
Peter Theunis, SVP Sales, BPC, said,
“Vietnam is one of the fastest-growing digital economies in Asia. Being among the first issuer processors worldwide to certify and launch Visa Flexible Credential is a milestone for us.
SmartVista’s microservices architecture means we can enable the service swiftly for any bank in Vietnam and the region, helping issuers bring dynamic, customer-centric propositions to their market.”
