Peruvian fintech Do Payment has launched a new regional payment solution aimed at speeding up transactions and reducing reliance on intermediaries, starting with rollouts in Peru, Mexico and Ecuador.
The company’s new pay-in service, branded as Do Pay, uses a fully proprietary infrastructure, so it doesn’t depend on third-party rails. According to Do Payment, this ensures faster settlement times, lower costs and more direct integration with local banks and payment methods.
The service is initially available in three countries, with plans to expand to Chile and Colombia later this year. Do Payment already operates its pay-out platform in seven countries, including Panama and the US and is now positioning itself as a one-stop solution for both inbound and outbound transactions across Latin America.
A key focus for the new platform is improving liquidity for clients, particularly in industries where slow payment processing can disrupt daily operations, such as online gaming, betting, e-commerce, and cross-border remittances.
Beating delays
Valentina Brero, chief product officer at Do Payment, said settlement delays across the region have made faster alternatives essential.
“In Latin America, companies face a critical challenge: the slowness of fund availability, with delays of 48 to 72 hours and even up to one week, directly impacting their liquidity,” said Brero. “Against global solutions poorly adapted to the region, Do Pay emerges as a service specialised in payment collection with the fastest settlement in the market, ideal for operators who need to use the funds for daily operations.”
Do Pay is integrated with major local payment methods across the continent, including PIX (Brazil), SPEI (Mexico), PSE (Colombia), Yape and PLIN (Peru), and Zelle (USA). That regional reach, combined with a single API integration, enables clients to manage collections and payouts across borders from one platform.
“Each market has its own regulatory and banking challenges, so we have worked on our proprietary infrastructure, along with close collaboration with local players (banks, acquirers, and local payment systems) to ensure that our technology meets all legal requirements without sacrificing agility,” Brero also said. “Clients access the pay-in and pay-out service through a unique regional API, which, with a single integration, allows them to operate in all the countries where we have a presence.”
