Time constraints of standard banking hours will no longer impact Highnote, the unified platform for embedded finance and modern card issuance, subscribers as they will be able to fund US-based program accounts instantly in USD following a new partnership with BVNK, the global stablecoin infrastructure provider for financial services.
Program funds can now be transferred using stablecoins, automatically converted to US dollars, and deposited in sponsor bank accounts in real-time, even on nights, weekends, or holidays. This will be especially impactful in high-velocity disbursement use cases, including supplier payouts in AP automation, instant reimbursements in expense management, real-time settlements in marketplaces, and funding flows for fleet and credit programs, where timing and control are critical.
Highnote is actively rolling out this new capability with first-mover subscribers, giving them a competitive edge through faster, more flexible funding from day one.
This launch also lays the groundwork for future innovation within Highnote’s platform. As digital asset adoption accelerates, stablecoins are expected to play an increasingly important role in optimising payment flows, reducing costs, and enabling programable money across issuing, acquiring, and credit.
“Our subscribers are building real-time financial products for a global user base, and until now, they have had to operate within the limits of U.S. banking hours,” said John Macilwaine, CEO at Highnote.
“This new capability eliminates that barrier, giving them true around-the-clock control over how and when to move money. More importantly, this is a foundational step that opens the door to deeper integration of digital assets across the Highnote platform, from inbound funding through acquiring to outbound disbursements via issuance, and beyond.”
“This partnership is a prime example of how stablecoins can free up liquidity locked in complex payment flows that rely on traditional bank payment rails,” said Keith Vander Leest, US general manager at BVNK. “Our stablecoin-native infrastructure enables instant global value transfer, powering a new generation of financial services that innovators like Highnote are building today.”
