Pyq, Inc., a Y Combinator-backed workflow automation company, launched ‘Mulligan’, an all-in-one platform for automating commercial insurance brokerage operations. The new system is designed to help agencies automate and simplify quoting, policy analysis, commission reconciliation, and submission processing into a single interface.
The platform aims to eliminate back-office inefficiencies that have long affected insurance brokers, who often manage workflows across dozens of fragmented systems and carrier portals. According to Pyq, the Mulligan platform can automate up to 80 per cent of repetitive back-office tasks, cutting processes that previously took hours down to minutes.
“For decades, brokers have been forced to manage quoting, submissions, and policy review across dozens of fragmented systems and carrier portals,” said Aman Raghuvanshi, chief executive officer and co-founder of Pyq, Inc. “Mulligan takes care of the busywork for you. It reads and compares policies, logs into carrier portals, and builds proposals all in one tidy workflow. What previously took hours can now happen in minutes, freeing brokers to focus on clients, opportunities, and actually growing their business.”
A unified platform for brokerage workflows
Mulligan is designed to handle the end-to-end commercial insurance workflow, integrating several key brokerage functions into one system.
For Quoting, the platform centralises commercial lines, automating 70 to 90 per cent of the workflow for policies including general liability, commercial auto, and workers’ compensation. Brokers can upload any document type, such as ACORDs or previous policies, and the platform automates logging into carrier portals and entering customer data to retrieve side-by-side quotes. The system also syncs with major agency management systems, including Applied, EZLynx, AMS360, and Veruna.
For Policy Analysis, Mulligan simplifies the review process by allowing users to upload multiple policies to compare coverage language, limits, and endorsements side-by-side in seconds. The company reports that early adopters are saving over eight hours per broker per week and cutting review errors by 95 per cent.
The platform also automates Commission Reconciliation by processing carrier commission statements. It extracts and formats all data, even from scanned documents, for direct import into agency management systems. This process, which previously took hours, can reportedly be completed in under two minutes.
Finally, the Submissions feature standardises the creation of submission packages for underwriters. It consolidates forms and attachments, automatically populates ACORD fields for various commercial lines, and validates the submission against carrier requirements, producing a complete package in under five minutes.
Scaling operations for commercial agencies
The platform is SOC 2 Type II compliant, ensuring security and auditability for brokerage operations. By automating the most repetitive tasks, Mulligan is intended to help small and large agencies scale their operations and improve efficiency without increasing staff.
Pyq, Inc., which builds the Mulligan platform, is backed by investors including WillowTree Ventures, Y Combinator, and prominent insurance-industry angels. The company’s mission is to streamline back-office workflows to allow insurance professionals to focus on client-facing activities and business growth.
