Stripe has launched a suite of new tools that embed artificial intelligence and stablecoin infrastructure across its payments and money management platform, aiming to help businesses automate operations and reduce friction in global commerce.
The company announced what it claims is the world’s first AI foundation model for payments, trained on tens of billions of transactions to detect fraud and optimise performance in ways previous models couldn’t. Stripe said the model has already improved detection of card testing attacks by 64 per cent among large users.
In a parallel move, Stripe introduced stablecoin financial accounts in 101 countries, enabling businesses to hold and transfer digital dollars using USDC and USDB. These accounts support both crypto and traditional rails like ACH and SEPA, and aim to provide faster, lower-cost cross-border money movement, particularly in markets with volatile local currencies.
The company also rolled out multicurrency account features, letting users store balances in USD, EUR and GBP to avoid foreign exchange costs. Stripe said this could help global businesses streamline expenses, such as paying suppliers or issuing employee cards in local currencies without forced conversions.
Making moves
Other updates include a deeper partnership with NVIDIA, which Stripe said completed the fastest-ever migration to its billing platform in six weeks. Stripe also introduced payment orchestration tools to help large companies manage multiple payment providers from a single dashboard.
In total, Stripe unveiled more than 60 product updates across its platform, including support for 25 new payment methods, AI-powered dispute management, expanded tax automation in over 100 countries and new tools for consumer card issuing and global payouts.
While Stripe already processes over $1.4trillion in annual payments, the expansion underscores the growing role of AI and programmable financial tools in shaping the next phase of global fintech infrastructure.
“We’re building programmable financial services to make money as easy to manipulate and manage with code as data is,” said Will Gaybrick, Stripe’s president of product and business. “Across dozens of new launches we unveiled today, we’re putting AI and stablecoins to accelerate our users’ growth.”
