Payment technology firm, Tribe Payments, is strategically partnering with global Treasury Operating System (TOS), Finmo, to deliver integrated, end-to-end payment and treasury services to banking and fintech clients across key growth markets.
By partnering with Finmo, Tribe Payments will combine its issuer and acquirer processing platform with Finmo’s treasury and financial management system, which is licensed to move and manage money across 180 countries.
The collaboration will focus on Asia-Pacific (APAC) and Europe, and marks a new milestone in Tribe’s APAC expansion, having opened its new regional HQ in Singapore in October 2024. By partnering with Finmo, Tribe gains deep local market access while providing Finmo with the tools to expand its reach into Europe.
David Hanna, CEO of Finmo, commented on the partnership: “This partnership truly symbolises ‘East meets West’ in the fintech world. Like Tribe, we have grown rapidly in a short space of time in our own region, and the time has come to make a more concerted effort to spread our wings further.
“Tribe will enable us to offer card issuing and acquiring solutions to APAC and European markets, whilst we will swiftly enable Tribe to serve new clients, increasing their APAC footprint. It’s a hugely exciting moment for both companies.”
Founded in Singapore in 2021, Finmo’s all-in-one platform offers real-time payment capabilities, cash flow visibility, foreign exchange (FX) risk management, compliance automation, and liquidity optimisation.
Finmo holds a Major Payment Institution (MPI) licence from the Singaporean authorities. Its established regional connectivity will enable Tribe to instantly access local payment schemes and domestic settlement rails in key markets such as Singapore, Malaysia, Vietnam, Indonesia, Australia and New Zealand.
Boosting money movement capabilities
Founded in 2018 as an issuer and acquirer processor, Tribe’s payment platform now enables customers to deliver safe customer experiences at any point of the transaction flow. Merchants, banks, fintechs, issuers, and acquirers can all easily access a full ecosystem of products, enabling them to build, customise, and launch innovative payment solutions quickly, without sacrificing quality.
Matt Weir, GM Asia-Pacific at Tribe Payments, also added: “This collaboration will further supercharge our money movement offerings across Asia-Pacific and Europe. The partnership underlines our shared goal of delivering best-in-class, secure payment services to clients in both card and non-card environments.
“Tribe and Finmo have many shared attributes – notably offering developer-first infrastructure that supports easy integration – and we will both be focusing on high-growth sectors, including cross-border B2B and consumer spending flows.”
Headquartered in London with offices across Europe, Tribe is globally connected to Mastercard, Visa, American Express, UnionPay International, Discover and JCB – providing connectivity through a single integration.
